Ready, Set, Retire!

Retirement Planning For Your Future

Ready, Set, Retire!

Retirement Planning For Your Future

Be confident in your retirement.

Only 22% of Americans are confident they will have enough money to live comfortably in retirement. How do you compare?

Are you Ready to Retire?

Take a few moments to review the following statements. Determining what areas you feel least confident or lack understanding in can help you better organize your retirement strategy.

❏ I am confident that I have saved enough to support the lifestyle I would like to maintain in retirement.
❏ I understand the strategies available to maximize my social security election options.
❏ I am confident in my post-retirement health insurance options including Medicare and Medicaid.
❏ I have a firm idea on post-retirement housing options (downsizing, staying in your home, senior living options, assisted living, and managed care).
❏ I have a plan to avoid living in a nursing home.
❏ I have considered estate planning, gifting, and leaving a legacy in my retirement plan.
❏ I have made all the necessary legal preparations (wills, trusts, account titling and powers of attorney) for my retirement.
❏ I am confident I have the right investment allocation, considering liquidity needs, asset growth, and risk tolerance.
❏ I have reviewed and updated all of my investment and insurance beneficiary designations in the last 12 months.
❏ I have a plan to strategically withdraw/access my investments to provide the retirement income I need.
❏ As a business owner, I have a plan in place to monetize the value of my business to support my retirement.
❏ I have thoroughly reviewed the risk factors that may negatively impact my retirement plan outcome.


A recent study found that 67 percent of workers felt they don’t know as much as they should about retirement investing.2

To ensure that retirement lives up to your expectations, it is important to begin establishing your plan as early as possible. Working with a financial consultant to prepare a proper plan can help set you up for financial success in retirement.

With the expertise of a financial planner, you are given the added benefit of retirement coaching, including an annual review and management of your plan as you move forward in life.

If you do not have a retirement plan in place, or would like to review your current plan, contact a Mutual Financial Group consultant near you for a free, no-obligation consultation.


Sustaining income in retirement is cited as the most feared retirement outcome, with more than 44% of workers anxious they will outlive their savings and investments.3

The risks for retirees are well-known: longevity, inflation, increasing health care costs, changes to public policy, and investment risks and volatility. Addressing and managing those risks is the key to achieving success in retirement.

Begin the conversation with your local Mutual Financial Group financial consultant about investment planning services. We’ll discuss strategies that can help you maintain your retirement income.

Securities and advisory services offered through LPL Financial. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Bank Mutual deposits and are not FDIC insured. These products are not obligations of Bank Mutual and are not endorsed, recommended or guaranteed by Bank Mutual or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. Bank Mutual and Mutual Financial Group are not registered brokers/dealers and are not affiliated with LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Wisconsin and Minnesota.

1 Ruth Helman, Craig Copeland, and Jack VanDerhei, “The 2015 Retirement Confidence Survey: Having a Retirement Savings Plan a Key Factor in Americans’ Retirement Confidence,” EBRI Issue Brief, no. 413 (Employee Benefit Research Institute, April 2015).

2 Catherine Collinson, “Retirement throughout the Ages: Expectation and Preparations of American Workers,” 16th Annual Transamerica Retirement Survey of Workers, May 2015 (©Transamerica Institute, 2015).