We all want to protect our loved ones, and the rewards of our hard work.

Is your current insurance coverage measuring up? If you answer “no” to even one of these questions, you may not be adequately insured.

  • I am confident that I have the right amount of life insurance for me and my family.
  • I have protected my most important asset – my income.
  • I have a plan to avoid the need to live in a nursing home.
  • On an annual basis, I review and quote out my homeowners, auto, and umbrella coverages.

Your family depends on you for financial security. If you weren't there, how would they cover monthly bills, mortgages, medical costs, funeral expenses, and other debts?

We understand that navigating all of the insurance products available is daunting, but selecting the appropriate coverage to protect you and your loved ones is a task you should not delay. Unsure where to start? You don’t have to go it alone. These important decisions can be made with the guidance of an experienced Mutual Financial Group consultant.

Mutual Financial Group can help develop your insurance strategy. Contact a Mutual Financial Group consultant near you to learn more or to schedule a free, no-obligation consultation with one of our representatives.

Auto insurance covers your obligations to others for bodily injury or property damage. In addition, if your vehicle is less than 10 years old, it can also cover physical damage to your auto from collisions to comprehensive losses (such as theft, fire and vandalism). All states require drivers to be financially responsible, so it's important to be sufficiently insured. Protect yourself in lawsuits brought on as a result of an accident. Protect your vehicle with comprehensive and collision coverage to cover damage repairs or loss of your vehicle.

Tips for saving on auto insurance:

  • Ask about: good student discounts, multi-car discounts, auto/home combination discounts, and safety feature discounts

  • Ask about deductible options: increase deductibles to save money or drop collision coverage on older cars

  • Notify us when your driving habits change: Do you have a new job? Have you joined a carpool? Recently retired?

Request an Auto Insurance quote from your local Mutual Financial Group consultant.

A type of health insurance that pays a monthly income to the policyholder when he or she is unable to work because of an illness or accident.

Request a Disability Insurance quote from your local Mutual Financial Group consultant.

Renter's and Homeowner's Insurance protects you from losses and damages from the unforeseen. Renter's Insurance covers the loss of your personal belongings, like clothing and furniture.

Homeowner's Insurance protects against damages to owned residences and other structures, such as sheds, garages, as well as personal belongings. In addition, both types provide liability protection for you and your family. Homeowner's Insurance also offsets living expenses if you must move out for covered repairs. Homeowner's Insurance covers liability and medical payments for damages or injuries to others on your property.

Request a Renter's or Homeowner's Insurance quote from your local Mutual Financial Group consultant.

Term Life Insurance provides protection for a specific period of time. It pays the benefit if you should die during that term. Some term policies can be renewed at the end of the term. Normally, the renewal premium will increase and will require proof of insurability. A term policy can be issued from one to 30 years. Choosing the longer term at the beginning will guarantee a lower rate over a greater portion of your lifetime.

Term Life Insurance is a good method for covering needs that will disappear over time, such as mortgages and other consumer loans. Initial premiums are generally lower than premiums for permanent life insurance, allowing one to buy higher levels of coverage at a younger age when the need for protection is the greatest.

Request a Term Life Insurance quote from your local Mutual Financial Group consultant.

A form of insurance protection that provides additional liability coverage after the limits of your underlying policy are reached. An umbrella liability policy also protects you (the insured) in many situations not covered by the usual liability policies.

Request an Umbrella Liability Insurance quote from your local Mutual Financial Group consultant.

Universal Life Insurance is a type of permanent life insurance where the excess of the premium payments above the current cost of insurance is credited to the cash value of the policy.

Request an Umbrella Life Insurance quote from your local Mutual Financial Group consultant.

Whole Life Insurance is a form of life insurance that pays a benefit on the death of the insured and also accumulates a cash value.

Request a Whole Life Insurance quote from your local Mutual Financial Group consultant.

Guarantees are based on the claims paying ability of the issuing company.

Securities and advisory services offered through LPL Financial. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Bank Mutual deposits and are not FDIC insured. These products are not obligations of Bank Mutual and are not endorsed, recommended or guaranteed by Bank Mutual or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. Bank Mutual and Mutual Financial Group are not registered brokers/dealers and are not affiliated with LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Wisconsin and Minnesota.